Gadget Insurance

Gadgets are fast becoming part of our everyday life. It is not unusual to carry with us up to £1000 worth of gadgets on a daily basis, making gadget insurance essential.

Buying gadget insurance need not be a difficult task. Take a look at our list of gadget insurance companies to help you find a provider that meets your needs.

Here are some companies that offer gadget insurance. We don’t offer a full comparison service on gadget insurance at MoneySuperMarket. Instead, we’ve ranked the insurers we work with below according to what they include in their standard gadget insurance policy. Remember that insurers offer lots of different policies, so you can choose the one that best suits your needs.

Gadget Insurance providers/products

• Provider/Product name
• Description

1. • Provider/Product name

     Gadget Cover

     Gadget Insurance
   • Description
     Gadget Cover has over 20 years of experience in the gadget insurance market offering comprehensive cover for a range of gadgets. Standard cover includes damage, theft and an unlimited number of claims per policy.
     
     Click through to find out about our limited time promotion. T's & C's apply.
   • Go to site

   Great for

   You can apply and pay online

   Accidental damage is covered as standard

   48 hours claim processing

   But be aware that

   Cover is only available for gadgets up to 18 months old

   14 day exclusion period on claims for gadgets over 6 months old

   Loss cover is optional
2. • Provider/Product name

     Protect Your Bubble

     Gadget Insurance
   • Description
     Protect Your Bubble are a trusted brand in the gadget insurance market and were recently announced as the Best Insurance Provider 2015 at the What Mobile Awards. Standard cover for a wide range of gadget includes damage, theft and worldwide cover.
     
     
     Insure any 4 gadgets for £12.99 per calendar month with the Protect Your Bubble household gadget option. Excesses, exclusions & limitations apply.
   • Go to site

   Great for

   Cover available for gadgets up to 3 years old

   Accidental damage is covered as standard

   Receive immediate cover with no exclusion period

   But be aware that

   Loss cover is optional

   Maximum of 2 theft or loss claims per gadget, per year

   Gadget eligibility criteria applies
3. • Provider/Product name

     Debenhams

     Gadget Insurance
   • Description
     Debenhams offer comprehensive and great value gadget insurance for a variety of different devices. You can get 30 days worldwide cover within each policy period and accidental damage as standard.
     
     
     Receive a £5 Debenhams gift card with every insurance policy purchased.
   • Go to site

   Great for

   Receive immediate cover with no exclusion period

   You can make unlimited claims in each policy period

   You can apply and pay online

   But be aware that

   Loss cover is optional

   Theft cover is optional

   Cover is only available for gadgets up to 18 months old
4. • Provider/Product name

     Switched On Insurance

     Gadget Insurance
   • Description
     Switched On offer great value gadget insurance for a wide range of devices. You can get worldwide cover for 30 days and an unlimited number of claims in any one policy period as standard.
   • Go to site

   Great for

   You can apply and pay online

   Accidental damage is covered as standard

   Receive immediate cover with no exclusion period

   But be aware that

   Loss cover is optional

   Cover is only available for gadgets up to 18 months old

   Theft cover is optional
5. • Provider/Product name

     Better Buy Insurance

     Gadget Insurance
   • Description
     Better Buy Insurance offer Mobile Phones and iPhone insurance from £2.99 a month. Loss of phone is covered as standard as well as accidental damage.
     
     
     Best price guaranteed on all phones - terms and conditions apply.
   • Go to site

   Great for

   Instant cover (no exclusion period)

   Unlimited claims in a 12 months period

   Excess from just £25

   But be aware that

   Cover is only available for phones up to six months old

   No option to back up existing data in case of phone damage or loss

   £50 excess if your phone is worth more than £250
6. • Provider/Product name

     Insurance2go

     Gadget Insurance
   • Description
     Insurance2go have provided comprehensive gadget insurance since 2005 and have paid out on over 96% of claims between July and December 2015. Standard cover includes malicious damage and 30 days worldwide cover.
     
     Best price guarantee on all iPhone 6s & 6s plus phone policies. Terms and conditions apply.
   • Go to site

   Great for

   You can apply and pay online

   Unlimited claims per policy period

   Receive immediate cover with no exclusion period

   But be aware that

   Loss cover is optional

   Cover is only available for gadgets up to 6 months old

   No option to back up existing data in case of phone damage or loss
7. • Provider/Product name

     CoverCloud

     Gadget Insurance
   • Description
     CoverCloud offer cover for your iPhone, smartphone and a range of other gadgets against every eventuality. They offer 90 days worldwide cover as standard as well as a repair or replacement service. Loss & theft cover are also available and they aim to resolve all claims within 48 hours.
     
     
     Save 5% when you buy via MoneySuperMarket PLUS pay upfront and get 2 months FREE. T's & C's apply.
   • Go to site

   Great for

   Cracked screen repair as standard

   Accidental damage covered as standard

   Purchase online with 3 levels of excess starting from £25

   But be aware that

   Loss cover is optional

   Theft cover is optional

   No loss cover for laptops

Do I need gadget insurance?

When you leave the house in the morning you will usually carry with you a number of expensive gadgets. The cost to replace any one of these can put a severe dent in your finances which is where gadget insurance comes in.

This is why MoneySuperMarket.com has teamed up with the top UK gadget insurance specialists to offer protection for all your gadgets. With a range of different companies to choose from, you can compare gadget insurance quotes to find the right cover for you.

What can gadget insurance cover?

The great thing about gadget insurance is that it can cover almost all gadgets and handheld devices. Here is a list of all the gadgets you could cover today:

-Mobile Phone
-Smartphone
-iPhone
-Laptop
-Digital Camera
-iPad
-Games Console
-Macbook
-iPod
-Kindle
-PDA
-SatNav

For any other gadget that you own and is not listed here, speak with your insurer about getting cover for that item.

Gadget insurance guide

There are a number of low cost gadget insurance policies available, but you may find it difficult to find the right one for you. Take a look at our gadget insurance guide for help finding the right policy and making sure all of your gadgets are covered.

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